Saturday, December 10, 2011

Clouds all around.. what to do

One of the most common question you get to hear now ..  where to invest? Then we have Greece, Italy, European Union ... names being thrown all around.... Well, one thing is for sure... the 'experts'... 'media' ,etall , have brought to the forefront... the names of these countries more on the foreground, from the background.
Waht would you recommend....

Equity - stock specific  only.... with a 5 -7 year view.
Debt - go for short term papers... if the interest rate pause happens, a gross yield of 9% ( being conservative) cannot be ruled out.
Property - Yes... in Tier II and Tier III cities
And what else, Gold only as a 5-10% asset allocation
And most importantly invest in your self.. your skill set, a new hobby , a new business....

We are certainly living in interesting times.

Tuesday, December 6, 2011

Investing - All Times

With the volatality all around, fear is the one thing common.  With the onset of winter, is it the winter of despair..... While investing , you look at the return ... The Ist question you ask is - What is the expected return... How many times have you asked... what is the risk asociated with the investment.....

Well ... if the investments are linked to a goal and time horizon, the return is there for the taking.... Penned a few thoughts in Financial Express.... Check the link

http://www.financialexpress.com/news/link-your-investments-to-time-horizon-specific-goals/884398/0

Saturday, December 3, 2011

Sunday, November 27, 2011

Investment - Time Horizon and Risk Profile

I'm an ardent follower that every investment should be carrried out with a ' Time Horizon' and in accordance with your ' Risk Profile'. In line with this credo, sharing the link of my article in Financial Express.

http://www.financialexpress.com/news/invest-with-a-time-horizon-in-keeping-with-risk-profile/865715/0

Investing in volataile times

In May'2011, I wrote a piece in Financial Express , on the process which an investor can undertake during volatality. As I look back , today , what I did state then in May' 2011, does ring a bell, even today .

Check the link - http://www.financialexpress.com/news/during-volatility-in-equities-invest-in-liquid-funds/797269/0

Sunday, November 20, 2011

Portfolio Construction

Portfolio Construction is the structure on which the investments should be built upon. A very basic but important step, which generally we do not carry out , apparently for lack of time or to get the investment money out. Well, in investing , strategy and having a road map is more important, that the investing process itself.

Taking this account, sharing the approach which you could undertake ,  in a peice in Financial Express - http://www.financialexpress.com/news/ignoring-riskreward-tradeoff-recipe-for-disaster/872344/0